Exploring Alternative Investment Options to Diversify Your Portfolio: Expert Advice
Title: Diversifying Your Investment Portfolio: A Guide for Experienced Investors
As a 35-year-old investor with a substantial corpus of Rs 1 crore, you may be looking to diversify your portfolio and explore alternative investment options. Nikhil Aggarwal, CEO & Founder of Grip Invest, offers valuable insights on how to optimize your investment strategy.
Currently, your portfolio consists of Equity (50%), FDs (15%), MFs (25%), and SGB (10%). While this provides a spread of risk and return, there is room for improvement. Aggarwal suggests considering alternative investments such as fractional real estate or Securitised Debt Instruments (SDIs) to bridge the gap between high-risk market-driven investments and low-risk options like FDs and SGBs.
By allocating around 25% to alternative investments, you can potentially achieve returns of 10-14% with minimal correlation to the stock market. This diversification can help mitigate risk and enhance your portfolio’s performance. Additionally, allocating at least 10% to unlisted equity can target higher returns, although it comes with greater risk.
Aggarwal emphasizes the importance of thorough research and consulting a financial advisor to tailor an investment strategy that aligns with your risk tolerance and long-term goals. By seeking expert advice, you can ensure a well-rounded portfolio that works for you.
For more personalized investment advice, readers are encouraged to email their queries to [email protected] for insights from a panel of experts.
Stay informed, stay diversified, and make the most of your investment journey.
